We have created comprehensive risk management and response solution for organisations entrusted with the care of minors and vulnerable adults.
An allegation of abuse, whether founded or unfounded, can have potentially disastrous consequences for the affected organisation. Perceptions of insensitivity or mishandling can easily compound the error in the eyes of alleged victims, their families, the public and, potentially, the courts.
We have created an offering that combines advanced risk management and proactive crisis response services with effective insurance. This product is designed to help clients minimise the risk of abuse within their organisation, and to respond effectively if an event occurs. Our appetite extends across all sectors but targets:
- Education/Public Entities
- Healthcare
- Non-profits
- Hospitality/Leisure
- Religious Institutions
- Transportation
Key Information
• Claims made and reported policy
• Duty to defend
• Defence costs inclusive within the limit
• Primary and excess considered
• Up to $10m limit of indemnity and defence excess of a self-insured retention (per victim)
• Minimum premium of $2,000 and minimum self-insured retention of $5,000
• Coverage include negligent employment, investigation and supervision
